DISCLAIMER
By using these web-based applications you agree to the following terms. You shall bear all risks
relating to the use of these tools. These web-based applications are provided "as is" without any
warranties, conditions, or representations, express or implied, statutory or otherwise. There are no
warranties of merchantability, title, or fitness for any particular purpose. In no event shall the Bank
of Nova Scotia, or any of its agents, suppliers or employees, be liable for direct, indirect or
consequential damages, arising in any manner in connection with these web-based applications,
whether in tort (including negligence) contract (including fundamental breach) or otherwise.
Last updated: Feb 14, 2002.